// Glossary
Non-FCRA Data
Locate data sold for marketing that legally can't be used for credit, housing, employment, or other eligibility decisions.
Definition
Non-FCRA data is contact and identity data sold expressly for marketing and locating people, not as a consumer report. Because it isn't governed by the Fair Credit Reporting Act, it can't legally be used to decide someone's eligibility for credit, housing, employment, or insurance. Real-estate skip-trace products are non-FCRA data: fine for mailing an owner an offer, off-limits for screening a tenant.
Common questions
Can I use non-FCRA data to screen a tenant?+
No. Tenant screening is an eligibility decision that requires FCRA consumer-report data. Using non-FCRA marketing data to screen applicants is one of the most common FCRA violations.
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