// Skip tracing
Skip tracing for insurance (fraud and subrogation)
Insurance fraud and subrogation locates run on credentialed, permissible-purpose data. Here's why it's an enterprise, gated tier.
The short answer
Insurance carriers skip trace for fraud investigation and subrogation using credentialed data under a permissible purpose, typically through enterprise platforms like LexisNexis. It's a gated, GLBA- and DPPA-governed tier, not a use served by non-FCRA marketing skip-trace tools.
Fraud and subrogation locates
Insurers locate claimants, witnesses, and responsible third parties for fraud investigations and subrogation recovery. These are permissible-purpose uses for credentialed data, and they demand the depth and reliability of the investigative tier, not marketing-grade contact data.
An enterprise, gated market
This work runs through enterprise providers, LexisNexis and similar, with business vetting and a permissible purpose under GLBA and DPPA. It's procured at the carrier level, not bought self-serve, which puts it well outside the real-estate marketing tool category.
Where Trackyr fits (and doesn't)
Trackyr is non-FCRA marketing and list-hygiene data, not credentialed insurance-grade locate data, and it isn't built for fraud or subrogation work. Those uses require an enterprise credentialed provider. Trackyr's lane is marketing contact discovery and cleaning skip-traced marketing lists.
// Common questions
Answered.
How do insurance companies skip trace?+
Through credentialed enterprise data platforms under a permissible purpose, for fraud investigation and subrogation recovery. It's a gated, GLBA- and DPPA-governed tier procured at the carrier level.
Is insurance skip tracing the same as real-estate skip tracing?+
No. Insurance fraud and subrogation locates are regulated, permissible-purpose uses on credentialed data. Real-estate marketing skip tracing runs on non-FCRA data and isn't suited to insurance work.
// Keep reading
More on skip tracing.
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Read →Put this into practice.
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